Health and wellbeing are essential. I don't care if you have a warehouse full of supplies if your not essentially healthy it isn't going to do you much good. You don't need to by a Olympic grade athlete but everyone needs a core level of basic physical capability.

I hear you on the recession, blizzard, hurricane thing. Not many blizzards down here in FL but we are one of the few states where an entire county has been given a mandatory evacuation order because of fire. Perhaps California shares that distinction.

Recession, storms in the summer, fires and hurricanes in the winter and flooding just about any time are real issues down here. I don't think there is any location in the US entirely free of hazards.