If I hadn't had insurance I wonder if they would have settled for cash @ 50 cents on the dollar. I doubt it.
That's the part I just don't understand. They have to keep their "list price" high because the insurance companies want to negotiate down, I guess.
However, if you walk in with cold hard green cash, they act like you're a bad customer.
How much labor and resources does it cost them to bill the insurance company?
How much does it cost them to send you a bill later when the insurance comany denies the claim because they were incompetent in submitting it correctly?
How much does it cost them when I call them and put them on a conference call with my insurance company and between the two of them they still can't figure it out?
How much does it cost them to sell your debt at pennies on the dollar to a collections company because you refuse to pay an invalid bill?
C'mon! I'm HANDING you cash TODAY!