Here in Baton Rouge the most likely SHTF level problems would be:

1) Hurricane -
Been there/Done that. Got the hurricane supplies pretty much stocked up and have a punchlist for when hurricane watches and warnings are issued. For my family, hurricane season is interwoven into how we live our daily lives. Though I would like to get a generator though (just in case Santa is listening).

2) Flooding -
My neighborhood is pretty high and dry but some of the area streets are prone to flooding with sudden heavy (4 + inches) in a short time. Fortunately I've lived here for a while so I know where the deep spots are and how to get around them. (Age and treachory always overcomes youth and skill).


3) Plant accident (chemical ones not the pretty ones with chlorophyl and flowers) -
We're far enough away that any gas release has plenty of time to disperse before getting to us so when one of the oodles of chem plants around our area has an accident with chemical release the most likely problem would be traffic getting home

4) Tornado -
Doesn't happen very often in my neck of the woods and there are enough trailer parks scattered far enough away from my house to draw the big twisties away from me.

Seriously though we would be screwed.