Great idea. However, I'm not as keen on gift cards as some...especially for emergencies. There are a myriad of terms stores have and they seem to change by the minute. The expirations are horrific many times as well. I now use gift cards immediately whereas before I thought I'd save them for times when money gets tight. No more. Put cash in your kits. It doesn't expire, and you can also use it without penalty when the moon is in Virgo.