The canon sd series is nice and the one I have used for years.

I don't think you will get image stabilization for under $200, but I could be wrong.

If you are just going to take snapshots, don't worry too much about how many megapixels you get. People tend to fixate on that and believe that it guarantees better quality photos, but for 4x6 snapshots, a 3 or 4 megapixel camera will be fine.

I'd suggest perusing cnet.com. They review alot of digital gear including cameras.

Whatever camera you get, remember to factor in the cost of the storage media. Most digitals come with really low capacity SD or complact flash storage media of only 16 MB or so. You will want to upgrade that to at least 512 MB so you can fit all of your pictures on it. (And the more megapixels, the more memory you will chew up. I buy 2GB memory cards - but I take ALOT of pics.)

Also, be sure to set up some backup system or burning your pics to CDs or DVDs or something. If you keep it all on your computer and your computer's hard drive fails - your pictures are gone.

Good luck.