This is pretty standard for me walking around town:
Bandana
PocketMod
Mini Gel Pen
Folding reading glasses
Eye drops
Some sort of locking folder (here a BM Mini Grip)
Some sort of SAK (here an alox Soldier)
Photon II
Leatherman Squirt P4
SAK Classic SD or Rambler
Sliver Gripper
REI aluminum whistle
Motorola Razr
All-Ett wallet with usual stuff plus bandaids, Advil, safety pins and coins
Not pictured is my Luminox Navy Seals watch nor my sunglasses.
When I go to the ranch I sub a Leatherman Fuse for the P4, and I usually carry a serrated or combo blade folder. I almost always wear a ball cap of some sort, too.
Kevin B.