I've carried pocket knives every day since a small kid. I also use the utility knives regularly doing maintenance at rental properties.  With years of use, the only times I've cut myself good is with the utility blades.  I think they are just an inefficient design for anything except opening and cutting up boxes.  Using them for other cutting chores forces you to use techniques that aren't safe.  A SAK isn't any larger and much better design for general cutting chores.