"... you're still moving forward at about 30-35 MPH. If you hit the water at that speed, plus your vertical speed, you're either dead or stunned...'

That reminds me of something I read one time. The Navy SEALS learned that your forward speed and altitude should should be the same when jumping out of choppers into the water. Ten ft, ten MPH, 20, 20, but the max was 30 ft, 30 MPH. Apparently over 30/30 you get hurt real bad.

I think I'm with you, I would ride it out...