I suspect that folks who already reload will have a pretty good supply of ammo plus ther reloading supplies. Reloading tends to require some advance planning.
During the crisis is a very poor time to begin learning to reload. But I venture to say that learning reloading is a worthwhile investment in time because it adds depth to the firearms knowlege base you'd have. And, the usual excuse offered for reloading is that it lets you shoot more cheaply. In practice you spend as much money or more on shooting but do a LOT more shooting (which is good).
unimogbert