Oh, it's not so bad. It is a good thing to consider the possibility, but a little preparation and some proactive thinking and it is easy to develop adequate contingency. Bad things can happen anywhere, so preparing mentally for it, we have the ability to reason and to solve problems and utilize elements of our environment to get by. It is no different for me here than it was in Baghdad, or up at elk camp in the Cascades. You just do what you can and learn to live with it. If the SHTF, then you do the best you can and hope your number ain't up, but if it is, then it is, like Gunny Highway said.
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The ultimate result of shielding men from the effects of folly is to fill the world with fools.
-- Herbert Spencer, English Philosopher (1820-1903)