As long as I can get to my purse, I dont have to worry about the seat belt. I carry a knife that my uncle made me that looks similar to a deer slayer. That seat belt will come off one way or another. You are right though, most women probably don't carry the same things in their purses that I do. MIne is more like a survival bag. I can't reach my glove box if I'm belted in so that wouldn't help. Always open for suggestions though.