You want about your person: a Swedish Fire Steel, a Blast Match. Tinder. (I very strongly suggest that you get several Wet Fire cubes.) A good small (3" to 5" blade) sheath knife. If you go into the water, you will very likely find yourself needing to rewarm yourself. As a matter of some urgency. Thats the best combination of accelerants and ignition sources that I know of.
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I don't do dumb & helpless.