#65980 - 05/18/06 03:21 AM
real survival is retirement !
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Old Hand
Registered: 07/10/05
Posts: 763
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everyone discuss about tips in survival for disaster situations. However, I think that real survival disaster is having enough money for retirement. With rising cost of inflation and dwindling employment prospects. I worry about saving money for retirement because I am scared of growing old. Does any one have this fear like me? <img src="/images/graemlins/ooo.gif" alt="" />
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#65981 - 05/18/06 03:40 AM
Re: real survival is retirement !
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Cranky Geek
Carpal Tunnel
Registered: 09/08/05
Posts: 4642
Loc: Vermont
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Nope, but I expect I'll either (a) be found dead with my face in the keyboard, having work until I die as a code monkey or (b) die at 110 at the hands of the angry 25 year old husband of my beutiful and brilliant executive assistant. <img src="/images/graemlins/grin.gif" alt="" /> I'm betting on the former, though. I don't think those of us under, say 35-40 are likely to see anything in the form of retirement for the reasons you mentioned.
Or maybe we could get lucky and thier will be a societal collapse. I know herbal medicine, how to tan hides, alchemy (I use the term to describe things like leaching saltpeter out of soil from under dung hills, as opposed to modern chemical works) and the theoretical underpinnings of blacksmithing. In a dark age, I'd hopefully have some value. *sighs*
_________________________
-IronRaven
When a man dare not speak without malice for fear of giving insult, that is when truth starts to die. Truth is the truest freedom.
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#65982 - 05/18/06 11:27 AM
You Might Be A Retro-junky if....
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Enthusiastic
Enthusiast
Registered: 03/02/03
Posts: 385
Loc: Oklahoma City
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...you scan the Sunday newspaper classifieds hoping to see a 70+ pound anvil ...you think _Dies the Fire_ by S.M. Stirling would be a good idea ...your survival kit includes a mortar and pestle ...you refuse to buy a fuel-injected vehicle ...your library consists of books older than you are etcetera
_________________________
Member of the toughest, meanest, deadliest, most unrelenting -- and ablest -- form of life in this section of space, a critter that can be killed but can't be tamed. --Robert A. Heinlein
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#65984 - 05/18/06 09:26 PM
Re: real survival is retirement !
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Registered: 09/04/05
Posts: 417
Loc: Illinois
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Every day... they've got us just about where they want us... "work 'till you die".
Troy
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#65985 - 05/18/06 11:57 PM
Re: You Might Be A Retro-junky if....
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Cranky Geek
Carpal Tunnel
Registered: 09/08/05
Posts: 4642
Loc: Vermont
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In order: Yes Yes It's part of the house equipment I'd love to have a carb again partically
_________________________
-IronRaven
When a man dare not speak without malice for fear of giving insult, that is when truth starts to die. Truth is the truest freedom.
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#65986 - 05/19/06 04:54 AM
Re: real survival is retirement !
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Old Hand
Registered: 12/07/05
Posts: 781
Loc: Central Illinois
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I think they have us, but it's only "work 'till you die" becuase it's "consume until you are in debt" instead of "save until the gains outweigh your cost of living (and then keep on saving)"
We are bred to be consumers, schooled in how to labor and not think (public schools), and given little if any instruction on investing, living below our means, the true gift of compound interest and providing for your future.
Don't get me wrong, I'm a consumer, but I try to limit myself to reasonable purchases, I save for larger items or put them off for a couple of years. If something goes on my want list (and it's extensive) I look at it like this:
1) Are there alternatives? Better yet, are there any free alternatives? (I want a Bowflex, but I could just pay a little each time I want to go to the Met, get a membership, or just exercise on my bike, hike, and lift some cheap free weights!) 2) Do I really want this now or can I put it off? 3) Is it a fad? If it passes those criteria, I put it on my want list.. I generally try to stay away from impulse purchases over anything I can't cover out of petty cash. I also don't forget about them... I reward myself with some nice items when the time comes! A new 4) that I'm working on is: Can I sell off some of the crap I don't use now to finance something new and fun?
Note: I didn't call it my "need" list. Before I buy anything on my want list, I make sure that all of my housing and any other debt is covered, I have food and energy costs covered, I can pay for necessities like insurance, health care, etc.
Even then, there can be unlucky times and it's typically health related - a large percentage of personal bankruptcies are from health care costs. One of the best investments we can make is in ourselves and our bodies.
_________________________
Experience is a hard teacher because she gives the test first, the lesson afterwards.
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#65987 - 05/19/06 05:05 AM
Re: real survival is retirement !
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Old Hand
Registered: 12/07/05
Posts: 781
Loc: Central Illinois
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You are "right on the money" Blast. Pun fully intentional. <img src="/images/graemlins/wink.gif" alt="" />
Oh, and looks like you are preping for hurricane season in your blog... true to the ETS crowd.
_________________________
Experience is a hard teacher because she gives the test first, the lesson afterwards.
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