DBAGuy, that's exactly what I was wondering. Other than my house and credit card, everything is paid off. Utilities are a non-issue as far as payment goes.

I am thinking if there is a pandemic as bad as the fearmongers say (& I really have a problem believing that), it would shove the whole world into a financial depression that would make the Great Depression look like a stubbed toe. But finance and economics are not my strong point.

Sue