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#60871 - 02/28/06 05:52 PM Re: Emergency cash
CJK Offline
Addict

Registered: 08/14/05
Posts: 601
Loc: FL, USA
I found it...if the link doesn't come through then go to www.mileskimball.com and search for the "hide a cash key ring" in their search box. Type it in just as it shows in the " " or you'll never find it.

http://www.mileskimball.com/shopping/pro...amp;keyword=key

hope this helps.
CJK

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#60872 - 02/28/06 07:02 PM Re: Emergency cash
lazermonkey Offline
Enthusiast

Registered: 12/27/04
Posts: 318
Loc: Monterey CA
Thanks CJK that is very cool! <img src="/images/graemlins/laugh.gif" alt="" /> How many bills does it hold?

My spare cash on had got me out of a small emergence if you could call it that. I was at a birthday dinner at a kind of fancy place. As we set out I was thinking I would pay for my portion via my credit card... well when I looked at the bottom of the menu it said the restaurant did not split up bills. Luckily I had my spare cash in my man purse and was able to pay my share at the end of the night.


Edited by lazermonkey (02/28/06 07:14 PM)
_________________________
Hmmm... I think it is time for a bigger hammer.

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#60873 - 02/28/06 10:43 PM Re: Emergency cash, local bank, Hey xbanker
xbanker Offline
Addict

Registered: 04/21/05
Posts: 484
Loc: Anthem, AZ USA
Quote:
I'm thinking of moving my savings to a national or regional bank that has a branch in my usual retreat. Anyone have any thoughts on this issue?


That's good info from Eugene and Kuvonne. I would add one other suggestion, in the interest of creating redundancy (and you know how we all pride ourselves on that <img src="/images/graemlins/smirk.gif" alt="" />).

If you have credit card(s), it would be wise to memorize, or encode in some fashion and carry in your wallet, the PIN number required to get a cash advance/withdrawal through an ATM.

Doing so gives you one more layer of access to cash in an emergency, and provides back-up in case your bank does go off the grid.

I learned this lesson the hard way (and should've known better). Was far south in Mexico; needed cash; went to a small bank to get cash using debit card/ATM. For some reason, it wasn't working (and I'm not sure I completely understood the explanation, given my mediocre Spanish). What the manager did convey was that I could get cash from the ATM, using one of my credit cards. All well and good, but since I'd never used them for that purpose up 'til then, I didn't know my PIN numbers. And the bank wouldn't/couldn't do it manually. Fortunately, got by until made it to major city.

Suffice to say, lesson learned.

Dan
_________________________
"Things that have never happened before happen all the time." — Scott Sagan, The Limits of Safety

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#60874 - 02/28/06 11:27 PM Re: Emergency cash, local bank, Hey xbanker
hillbilly Offline
Enthusiast

Registered: 04/07/03
Posts: 214
Loc: Northeast Arkansas (Central Ar...
I have put my pin in my cell phone address book, using a dummy name and phone number with pin imbedded in it.

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#60875 - 03/01/06 01:42 AM Re: Emergency cash, local bank, Hey xbanker
lazermonkey Offline
Enthusiast

Registered: 12/27/04
Posts: 318
Loc: Monterey CA
I kind of did the same thing. My school ID number is writen on my birth day in my cell phone planner.
_________________________
Hmmm... I think it is time for a bigger hammer.

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#60876 - 03/01/06 01:26 PM Re: Emergency cash, local bank, Hey xbanker
Eugene Offline
Carpal Tunnel

Registered: 12/26/02
Posts: 2997
I work for a large bank now and we resell a lot of lockbox and item processing services to the smaller banks.
Another option is to go to a Lowes or Home Depot and buy something small and take out extra cash using your debit card if the networks are working in your area but not where your bank is located.
After September 11th a bunch of new banking regulations came into place. No one bank can have more than 10% of deposits, all banks over a certain size must have redundant data centers separated by x number of miles, etc. The bank I work for just built two new main data centers and is consolidating all the old small ones down to the three or 4 main large centers with a nice meshed network between them.

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#60877 - 03/01/06 05:53 PM Re: Emergency cash
CJK Offline
Addict

Registered: 08/14/05
Posts: 601
Loc: FL, USA
Lazermonkey.....
I only put a single twenty into it but I'm certain that you could probably fit more. Obviously if you roll up a 'c' note you'd have the $100, but it is a large denomination. I haven't played around with it much yet (it is on my honey's key chain), but you should at least be able to 'squeeze' in another bill.

I got it for just about the same reason you gave in the story. It's more the Oops factor than true "survival" but either way you could be "stuck" in a bad way. <img src="/images/graemlins/blush.gif" alt="" /> I wanted to make sure she had some cash that wasn't always remembered but always there. Ane it takes a little bit to get it out so you're not tempted to 'dip' into it for ie. a soda or chocolate bar....though a chocoholic without chocolate IS a true emergency <img src="/images/graemlins/grin.gif" alt="" />

Glad it helped.

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#60878 - 03/01/06 08:52 PM Re: Emergency cash
lazermonkey Offline
Enthusiast

Registered: 12/27/04
Posts: 318
Loc: Monterey CA
Again thanks CJK .If you get the chance to try and cram another bill in there then please let me know. And maybe you could try old vs new bills just to see if that has any effect. You could even try to trim the bills down for a little extra room.
Anyways, just some ideas incase you get bored with some other survival project. <img src="/images/graemlins/grin.gif" alt="" />
_________________________
Hmmm... I think it is time for a bigger hammer.

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#60879 - 03/02/06 02:00 AM Re: Emergency cash
CJK Offline
Addict

Registered: 08/14/05
Posts: 601
Loc: FL, USA
Thanks for the thought about the 'old' vs 'new' bills...hadn''t really thought about that. I'll give it a go and get it posted. Hopefully soon.

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#60880 - 03/02/06 01:58 PM Re: Emergency cash
perpster Offline
Stranger

Registered: 03/02/06
Posts: 3
A brick of .22LR; plenty of 9mm, .38 spcl; .357 magnum; .45 ACP; .30-06 ammo and some 12 guage shotgun shells will quite possibly be the currency of back-to-the-future. Their values should be close to penny, nickel, dime, quarter, half-dollar, dollar and above.

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