Alternatively:<br><br>If she's insistant, simply take the money & thank her. She may be giving it out of a desire to avoid charity. Refusing it may offend her pride. Then give it to your own charity of choice.<br><br>If she appears poor, miniMe's approaches may be closer to the mark.<br><br>I suspect this may be a situation with a lot of good choices. Most importantly, everything ended happily for all. :-)<br><br>John