Actually, I've managed a fair level of success building a "one size fits all" PSK and BOB. It does require the inclusion of a few items that are environmentally specific, but otherwise suits me in just about any situation I could find myself. What does adjust more to the environment is my EDC. But even at that, it is more a matter of swapping things in and out of my kits into my pockets or my man-purse.
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The ultimate result of shielding men from the effects of folly is to fill the world with fools.
-- Herbert Spencer, English Philosopher (1820-1903)