I wish I would have paid attention when I was younger, when I was told these things:

- Those that understand interest, earn it; those that do not understand interest, pay it.
- An education is expensive no matter where you earn it. (Pay for college, or pay for your mistakes.)
- Gambining is a penalty tax for those that do not understand math or statistics.
- The hardest job you'll ever have, is trying to look busy.