Yeah, I can live with those qualifiers. I would only be an axx to someone who was an axx in the first place for deciding he could do without because someone will always be there to bail his axx out if things go to sour.
Fortunately, most folks I know don't think that way, so it's likely I will be reasonable with reasonable people. Still you know there's always gotta be some joker out there (the grasshopper). He's the one who will pony up or get sent down the road.
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The ultimate result of shielding men from the effects of folly is to fill the world with fools.
-- Herbert Spencer, English Philosopher (1820-1903)