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Unless you saw it coming and were able to quickdraw (not likely), you would still be at a disadvantage until the mugger was walking away or somehow distracted to give you time to draw your handgun.


Many of us who carry on a regular basis have gone through training for these types of situations. Carrying of a firearm is not a casual process. We don't carry a gun in the bottom of a bag where it is as useful as one that is unloaded in a safe in a house. Rather, it is "available". We don't "quickdraw" like in the movies. Please, don't believe anything you see about guns in the movies. If I am in a situation that may warrant a use of force, I will be more ready and more able than my assailant.
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It's not that life is so short, it's that you're dead for so long.