I agree somewhat with your opinion..I'm not overly prepared here in Oklahoma..but my only caution is although you aren't in a "high risk" area, if you have never had to leave your apt in 30 seconds or less...who knows what you might forget to take, or what your frame of mind will be. I was all for getting the wifes bag packed prior to the birth of my oldest and I am glad I did...when she says..time to go...you tend not to think straight, and my life wasn't in jeapordy.
So from that aspect, I would recommend at least preparing a specific bag that all of your contents would go into in that 30 seconds and go ahead and place specific items that you know for a fact you will need...copies of DL, Birth Certificate, credit cards, important papers, flashlight, bottle of water.
Nobody said that your BOB had to weigh a specific amount or contain specific items...but you really should have something. If nothing else know where the bag is that you plan to put the stuff into. Just my opinion. <img src="/images/graemlins/smile.gif" alt="" />
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