Ok. Thanks! I feel a little better. I've been doing the direct deposit thing for a while, and I've recently swtiched to a bank that offers a web interface, so hopefully I won't be cut off if we get a direct hit.

And, too, not all of my stuff is in one bank. Like many, I have stuff in mutual funds at a different location, and so on, so I guess even if the bank itself is down, the others will still work.