Don't get me preaching.

the american insurance industry has been successful in tying the court system in knots for decades [not years] with ligitation over the definitions of rising water, flooding, storm whatever.

If you bought flood coverage you age covered. You may never be covered again, because flood coverage is underwritten by FEMA.

If you have 'hurricane' coverage, that is not well defined under Texas law, at least. You have to look to the policy, and the construction the the courts have placed upon the unsurance contract.

DO YOU HAVE A SPECIFIC POLICY PROVISION THAT SAYS 'HURRICAINE'?