Again, different situations require different responses. Here in So Cal, fires happen. A few years ago, I had the car loaded with priority items (sleeping three year old was right on top of the pile) as a fire burned to within half a mile of our place. My concern then was for preserving important papers and sundry family heirlooms and photos that would have burned up. Priorities would be different in a hazmat situation where the house contents would most likely survive (Note the child like faith that the authorities would prevent looting). I would sure stay at home if that option is even remotely feasible.