Well, for us most of those scenarios mean stay put, even if the house is down (maybe especially if it is). But we're prepared for dealing with those kind of situations (and have dealt with some of them at this home). Industrial accident that would affect us is unlikely but remotely possible, due to (lack of) proximity. It's an interesting question - discounting TEOTWAWKI scenarios, which are outside the pale of this group.<br><br>Scouter Tom