Has anyone thought of having pants and jacket loaded and ready to go instead of a B.O.B. or bag? Like Bug-out-pants or a survival vest? I starting thinking about it when I planned on putting clothes in B.O.B. If anyone has any suggestions or has done this already let me know how it works.

Try reading this artical
http://outdoors-magazine.com/s_article.php?id_article=60

Ranger Rick has a great section on how to make a survival vest with a cheap hunting / fishing vest:

http://www.therangerdigest.com/

I also have an article on my vest kit. Pants, vest, jackets my and various bags are covered in a two part article over at the Outdoors magazine.

Part 1

http://outdoors-magazine.com/s_article.php?id_article=171

I've never put a BOB in a vest, but a vest for PSK works fine.
Dave