All excellent points. It's funny (and a little disturbing) how something so incredibly unlikely occupies such a terrifying place in people's imaginations. I was talking with someone this past weekend who was worried about being struck by lightning. Of course, it's nothing to laugh at, but he was so much more likely to be hurt simply driving to his camp site that I can't imagine spending any time worrying about something as improbable as a lightning strike.
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"When I read about the evils of drinking, I gave up reading." Henny Youngman