Yes the temp will work its way through any insulation its just a matter of time. I use an Igloo cooler to keep my stuff at a more even temp. I park in the garage at night and so it’s only out during the day when I am gone. The insulation on mine is thin on the lid so I cover every thing with an old towel, which really helps it stay cool longer. A couple of blue ice blocks will keep things cool in my low tech. Playmate a couple of days. This is also the way I would bring groceries home during the summer when I lived a long way from where I had to go to shop. If you trade out your blue ice every couple of days you will have a nice cool place to store things in your vehicle. Being able to come back to my truck and get a nice cool drink of water after several hours in the sun at about 100° F is worth the extra effort to me.
The color of your vehicle will make a big difference as well on inside temps. My white truck parked next to my brother in laws black truck at about 100° F has an extremely noticeable difference in temperatures. Adding a silver sunscreen in your windshield and Vent-Shades over your windows (so you can leave them open an inch) will make an unbelievable difference in inside temperatures.
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When the wolf attacks he will find that some who run with the flock are not sheep!