The lack of preparedness can be seen all around us. Also, when is the last time you heard anyone mention personal accountability?

I thought so. When things go wrong today, it's not your fault -- file a lawsuit!

I think the lack of preparedness can also be explained in how others view it. If you are prepared for the unexpected, you realize the fabric of society can be ripped away at any moment.

Those who are not prepared, or who decline to prepare, or who refuse to prepare, are unwilling or unable to acknowledge that they may be caught in circumstances beyond their control.

That's the psychological issue here, I think. Control.

-- Craig