I live in a town of 12,000 in Mississippi. (I can hear everyone saying, "Ohhh, Mississippi, no wonder...I didn't know they even had phones...")

I was particularly careful with the ladder. I tightened all of the bolts with a wrench and took great care while at the top. Problem was, I was less careful down on the bottom rung, which is where I fell off (even the Mississippians are laughing at me now).

The living room is painted. I ended up paying $350 (plus, oh, $25,000 in medical bills) to have it painted for me.