Hahaha yes my comments is based on the areas I frequent. Canadians, Alaskans, Siberians, etc should NOT follow any advice (and why would they anyway) given by me and in anyway related to weather! <img src="/images/graemlins/grin.gif" alt="" /> I have heard the same thing about touching your thumb to your pinky finger. That's what everyone says when we're hiking and skiing at Christmas in the Sierra Navada Mountains. For what its worth I dress so that I don't feel cold when I'm there as well.
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Learn to improvise everything.