I would agree with SheepDog. It's probably not talked about because every person has a different situation depending upon where you live and work. The best plan is one that you actually have.

For example, I live in Oklahoma and work in a 50+ story building in downtown Tulsa that looks exactly like the WTC. I mean it was built by same designer, same color, the same, just not as tall..so needless to say..I have a plan. But aside from what I carry..my plan really doesn't work for you.

I see your point that we don't discuss that part much and I really think it's just because like SheepDog says, you'd get a different response from everyone.