Somewhere in this forum (I can't recall exactly where) I saw a thread about expanding the number of forum headers from the current Survival / Campfire / Lending. Can I suggest that the people in charge of these decisions take a look at http://www.britmovie.co.uk/ forum section (yeah, it's for Old English Movie fanatics). It's a totally different subject content, but it's the best laid-out forum I've encountered on the web. I don't know the ins and outs of website construction, but their format is Class-A.