"I would imagine that homeless people do not have the network of friends and family to fall back on, that the rest of us rely on to a greater or lesser degree."

Those are very true words. But how many of us still have the mindset that we do it all ourselves? Lots, I'll bet. I owe my friends more than I can ever repay. And when I see a homeless person, I tend to think, "There. but for the Grace of God, go I". And still might....

Sue