well im not talking about a toy inflatable raft.

there are river rafts, military surplus etc that are made to fit several people with gear and take a pounding because they are made from stronger puncture resistant materials.

the reason being the inflatables arent as big or cumbersome (before inflating of course) then your large fiberglass boat.
i couldnt hide your boat in a bag or backpack to keep prying eyes off it.

so yes id be serious about one if thesituation or environment called for it.

the hurricane is a good example of not needing it i agree.
but better to be prepared and not need it, then need it and not have it.