Quick comment. I got a cellular apple watch. There's no Lyft app for it, but there is an Uber app.

I can now call an Uber even with a dead or lost cell phone if my watch still has some charge in it (and I have service or wifi).

Even if you have a non-cellular apple watch, learn how to use it with wifi calling (including adding a wifi password directly to the watch...) and learn to use apple pay on it.

There are more than a few places where you could walk in with your apple watch, buy a cup of coffee, ask for the wifi password, and call home, get an uber, etc. all from a cellular apple watch even with a dead/lost/broken phone. You just have to take the time to configure things before you need them.