First, I believe Jeanette is sincere in her warning. So knock off the insults you guys.

Second, a warning without any hint at what the warning is about is not a very useful warning.

Third, if it is sincerely believed that something big is coming that would significantly hurt friends here on the forum, who cares about a few forum rules? If it's that bad, the forum won't be around afterwards.

Fourth, different people have different fears. For example, many people are terrified of the stock market crashing and wiping out their savings. The wife and I, we've been learning day trading, shorting, options, futures, etc. and are almost as prepared for that as we can be, and actually hope to make money when it happens (when, not if).