I have also read articles regarding the frailty of the global economy in general. One such article is: ”We Finally Understand How Destructive Negative Interest Rates Actually Are”. Negative interest rates are not an abstract, they’re real if you live in Europe. Interesting experiment, but if it fails the consequences for the global financial system are ginormous. That’s just one of my morning reads, and there are lots of them.

With the new fiscal year upon us there is always a greater chance that something critical will unravel, but we always seem to muddle through in spite of how messed up things seem to be. That said, one of these days the system could break. Not saying it will, not saying anyone has that intent, just saying a lot of what is going on in global finance makes no sense to this layman. I was born at night...

I try to finance my life without credit, but the other day I walked into a restaurant I’ve visited in the past, placed my order and ... “we no longer take cash”. I always have cash on hand simply because I don’t trust credit/debit cards to work during a large (undefined) event and cash normally works. But I was hungry and with a schedule to meet so out came the plastic. I won’t be eating there again. Too bad, they made one of the best burgers I’ve had...