I live in an apartment building in the inner ring of the NY Metro Area. During Sandy we suffered a 6 day power outage but we had water and gas service. 911 was a bit scary. But hey, the crime in NYC in the '60s & '70s , while I was in college, was a much greater risk to my life & limb. Thankfully, that kind of crime is a distant memory.
If I lived at the shore or flood lands, I would consider moving to higher ground because affordable flood insurance is a commodity whose time has past,and with Global Warming, severe storms and floods will rapidly intensify. I also live uphill from and about 1.5 miles distance from an active freight RR track which carries oil trains. So no fear of flood of fire,albeit there is some (small I think) chance of toxic smoke in a catastrophic incident. I'm also within 15 miles of Indian Point and within closer range to infrastructure that could reasonably considered terror targets.
I've lived here all my life and I like it. I'm not moving. Thus, I accept the risk. I can be completely self sufficient for about 2-4 weeks if my gravity fed water holds out. Less without city water. It wouldn't be comfortable, but it would be survivable. I believe that's long enough to expect relief to come through.
I have no real evac plan and nowhere to run to, in any event. However, except for those living much further out from Manhattan, in an area not in an adjoining another metro area, AFTER a catastrophic event, you don't, IMO, stand much chance of a successful bug- out. All transport would be gridlocked or shutdown. If it really became a major Black Swan event, e.g. a North Korean truck borne atomic attack on NYC, the walkers would become hungry mobs and it would be chaos and fighting. Bugging-in is the most sensible option. That's why I am a strong supporter of improved civilian government disaster response and relief . Just call me a Big Government believer for responding to large or small catastrophes.
In any event, my long way round to my point is that there is nowhere within about 50-100 miles of the Megalopolis we call NYC/Northern NJ/Lower Connecticut & Long Island where you can hope to survive a long term bug out , without government disaster relief in operation. That said, I wouldn't live any closer to a nuke plant than I am already. My fear is a fallout cloud from an Oyster Creek type event or a terrorist attack. That would force me and mine to be refugees. A harrowing thought? On the other hand, maybe that's just my personal paranoia.