"If it was more than my wallet, I would have done the report. My total cost to replace the wallet and everything in it was less than $100, it's hardly worth the effort."

You're LUCKY. Here in California you would need to stand in line at the DMV for 4 hours, just to replace your drivers license. It would probably take a month to replace ALL the stuff in my wallet.

The lost time and energy, and the increased STRESS, would be a major problem.

Pete