I'm a mountaineer and skier, so I go towards to snow on purpose. Besides with global warming more extreme weather is expected.

I do have winter tires (mounted on seperate steel rims), but chains are way better in thick snow and mandatory in location were I end up in. I also intend to buy decent chains to prevent chains snapping. Cheap ones are a waste of money.

Chains are relatively cheap. A decent set manual tension ones cost less then one new tire. So don't mind that.