Thank you Martin for stating why this is the go-to site for level headed, clear, concise information. The members here are helpful, most wise beyond their years, and always think positively when discussing relevent issues, and how it may impact them directly. We don't play into the medias hands here, don't get into a frenzy how "the sky is falling"....just good folks helping themselves and other to live a better life. A more well-informed EQUIPPED life. By lessening the impact and reliance on others, we empower ourselves, and encourage others to do the same. Thank you so much to all the members, mods, and especially Doug for making this a fantastic place to hang my hat and learn.