maybe off topic, but has anyone thought about what happens IF the banks all go TU at the same time, a la 1929? What happens to all those checking/saving accounts? Does that electronic money just evaporate?

I'm not a believer in stocking gold/silver (b/c, really, it has no value other than what someone wants it to be). But keeping cash on hand .... good/bad? I might hit the ATM a few times this week and make sure to have some on hand.

If we fall back to a barter system I bet most of us are SOL.