I grew up in a beach town, literally feet above sea level. The 1938 hurricane had a major impact on my hometown, creating a salt water pond where the day before houses stood. It's a fact of life that at some point in time, all coastal areas will be affected by some nature related incident.
Accept the risks. Plan for them.
Yes, we accept the risks and plan for them. One big difference between tsunamis and hurricanes is the amount of warning. With hurricanes, one knows the season when they generally occur. If one wanted, one could even arrange to make a trip to Wyoming during hurricane season. And for each hurricane during the season, one generally has days of warning. That gives ample time to prepare, and make a choice about evacuating or staying.
Tsunamis are much less frequent events than hurricanes. Unlike hurricanes, tsunamis are not seasonal. Most significantly, tsunamis occur suddenly, and one has
at most a few hours of warning for a tsunami generated from a distant earthquake. For a tsunami generated by a local earthquake the warning time to evacualte is only
minutes. Also, a local earthquake which generates a tsunami will also most likely do significant damage to the very roads, bridges, etc which one would want to use to evacuate.
Thus, while it is easy to just say "Accept the risks. Plan for them.", it is a rather different problem, and in some ways a more challenging one than planning for a hurricane.