You might be basing this on statistics - which is fine.

But 5 years ago the town of Windsor, CO. was destroyed by tornado.
It's 12 miles from my house. The twisters closest point of approach to us was about 5 miles.

We don't generally get the mile-wide monsters and our twisters are usually spawned during daylight hours but..... still.

But in the overall scheme of probabilities it's my commute to/from work that's most likely to kill me from non-health causes.