I'm to the point of leaving out some "survival" stuff in favor of other things.  I think in terms of house - bedroom, kitchen, bathroom.  Add in some minor stuff and that's where I want to be.  A decent, spend 4-5 days out in the weather kit.  
As to quarters, I have $3.00 in quarters in the bag.  And if the soda machines aren't working, and I am jonesing for a DP, I do have a pry bar.  I can find a big rock (j/k).  Like BPJ I am not umbilical corded to my cell phone.  And where I live it's not that hard to find a pay phone.  BTDT when I locked my keys in my truck.  Think gas stations.