My EDC/PSK is more urban as well since thats where I spend 99% of my time. I don't have anything that would really count as a real psk, just a keather key case with a couple things in it. I have a lexar jumpdrive too, carry some of my personal data on it (address book for example). Then I backup my edc with two bags in my truck, one is tools like wrenches and screwdrivers geared more toward a the truck and the other with a few supplies.