Glad you decided to come out of the woodwork to post, DBAGuy. If you're a kit-obsessed person like me and others here, you'll feel right at home posting here. Although I do a good bit of backpacking, camping, and hiking, I too find myself more in the "Man in the Urban Jungle" scenario than anything else. Here's my version of such a kit: http://www.roblester.com/rob/edc.htm