Yes, but in the event Worse *Does* Come to Worse, to be Caught without Insurance to Fall Back On, is like our Taking an Airline Flight over the Oceans, Jungles, Deserts, Mountains, or Anywhere Else!, of our World, -*Without* our various PSKs, FSKs, and All Else we so Practice and Value!

We are About Preparedness! As with Insurance Actuarials and Risk Assessment, Chances are Great that Many to Most of us will Never Have to actually Apply whats in our Kits. Not in a Real Life or Death Survival Situation anyway. We "Practice" Insurance *in a Sense*.

But Shud we Ever Have To!, -We're Gonna be Glad we Did!

Insurance is of course Much the Same Thing.

There's a Great Beauty to Insurance at it's Most Ideal !, as Well as in Many a "World as It Really Is" of Respects. They the Companies earn Far More than they ever Pay Out in Claims. And a Policyholder can Get Awarded Far More than they've ever Paid in Premiums, for their particular Claim and Coverage. In that Way it's a Win - Win Situation. ( Of course that Doesn't Apply for the Policyholder, if they Don't Have a Claim to Begin with, / Are Denied One, or are Not Covered for One, / or Receive Less on a Claim, than Felt Due, or Requested. It's Not Fully Win - Win There. Not Faulting the Companies here, -Just Relaying a Fact.)

Sure Money is a Driving Force, and the Name of at least Much of it's Game. They Dip Less Than Noble of Themselves, X Amount of the Time, and in X of Ways. It's Not Always Right of them, and with the Aid of Consumer Protection Et Al or No, -We Do have to "Caveat Emptor" Ourselves! Sure, Many of them also Try to Get Out of Paying Legitimate Claims when they should. But there's an Awful Lot of Policyholder Insurance Fraud going on, as well ! They are Not the Only One's often enuf being Less Than Noble.

But This of course Does Not Take from either the Importance, Beauty, or Advisability of Insurance Otherwise!

I Well Understand Winging some Things, which Aren't Likely to Happen, by Not Carrying Insurance on Many a Thing. I'm Presently of Small Means, and at the Time, I Carry Little to No Insurance myself! But we Really Run and Risk It!, if various Worse Comes to Worse shud ever Happen to us! If we then Find we Have No such Insurance to Turn To!

BTW, I Don't Know all that Much of Insurance, It's Not Exactly my Central Cup of Tea! I Don't Work in any way in the Insurance Business, Nor ever Have I. I Have No Connections of Any Kind, to this Insurance Business or Industry. I'm Not here Defendingly Speaking in Behalf of the Industry for Such. But Only Relate my Own Personal Views on such Matters as your Contribution and this Thread prompts. I just wanted to say that too, because by my *Defense* of Aspects of the Insurance World, It might Seem that I'm an Insider of Sorts. I Simply am Not!

I might Choose to Wing It with some things. But I would Think, that Personal Means Permitting, that I would Carry More than just Medical ! [color:"black"] [/color] [email]wildcard163[/email]