Pooly,

WELCOME!!! It is a great group here! Lots of experience, knowledge and good thinking. We don't always agree, but are always (at least almost always) polite. You have to make the final decision, but, its YOUR life.

The in / out decision is always hard, but sometimes it is obvious (fire, etc.). Be prepared for both.

LED had a good point to start, my "BOB" is a small breifcase with important papers (backed up by stuff at my sisters 3000 mi away and replicated in the cloud). That is because the rest of the stuff is my canoe camping gear, ready to go for a two week trip. If I can live in the wilderness for two weeks, I can probably go a few days under most conditions.

Respectfully,

Jerry